At TheEDGEBANK we offer a variety of accounts and rate options so that we can meet your needs.
Rates Effective: January 31st - February 6th
| CD SPECIALS |
| TERM |
INTEREST RATE |
APY (ANNUAL PERCENTAGE RATE) |
| 10 MONTH |
0.70% |
0.70% |
| 15 MONTH |
0.85% |
0.85% |
| 27 MONTH |
1.20% |
1.20% |
|
$1,000.00 Minimum Deposit. Annual Percentage Yield (APY) on Specials is based on interest compounding semiannually. Early Withdrawal Penalties may apply. |
| CERTIFICATES OF DEPOSIT |
|
INTEREST RATE |
APY |
MINIMUM DEPOSIT |
| 30 DAY |
0.25% |
0.25% |
$1,000 |
| 60 DAY |
0.25% |
0.25% |
$1,000 |
| 3 MONTH |
0.25% |
0.25% |
$1,000 |
| 6 MONTH |
0.40% |
0.40% |
$1,000 |
|
APY on 30 day, 60 day, 3 month, 6 month certificates is based on interest compounding at maturity. Early withdrawal penalties may apply. |
| 12 MONTH |
.60% |
.60% |
$1,000 |
| 18 MONTH |
.75% |
.75% |
$1,000 |
| 24 MONTH |
.95% |
.95% |
$1,000 |
| 30 MONTH |
1.15% |
1.15% |
$1,000 |
| 36 MONTH |
1.30% |
1.30% |
$1,000 |
| 48 MONTH |
1.59% |
1.60% |
$1,000 |
| 60 MONTH |
1.89% |
1.90% |
$1,000 |
|
|
|
|
| DEPOSIT ACCOUNTS |
|
INTEREST RATE |
APY |
MINIMUM DEPOSIT |
| TRADITIONAL SAVINGS |
0.40% |
0.40 % |
$10 to open |
|
APY based on interest compounding quarterly. $2.00 monthly fee if daily balance below $100.00. Applicable fees may reduce the APY. |
| PREMIER SAVINGS |
0.65 % |
0.65 % |
$50 to open |
|
APY based on interest compounding quarterly. $5.00 monthly fee if daily balance below $1,000.00. Applicable fees may reduce the APY. |
| CASH MANAGEMENT |
| >$0.00-$4.999 |
0.45% |
0.45% |
No Minimum* |
| >$5,000-$49,999 |
0.65% |
0.65% |
$5,000* |
| $50,000-$99,999 |
0.80% |
0.80% |
$50,000* |
| $100,000 and up |
1.00% |
1.00% |
$100,000* |
|
APY based on interest compounding monthly. $10.00 monthly fee if daily balance below $5,000.00. *Balance to earn interest. Applicable fees may reduce the APY. |
| EDGE Checking |
0.45% |
0.45% |
No Minimum |
|
APY based on interest compounding monthly. No monthly fee and no minimum balance to open account or earn interest. |
| Premier Checking |
0.40% |
0.40% |
$50 to open |
|
APY based on interest compounding monthly. $8.00 monthly fee if daily balance below $500.00. Applicable fees may reduce the APY. |
| Club Accounts** |
0.75% |
0.75% |
No Minimum |
| Vacation & Christmas Clubs |
**APY based on payments made by Automatic Transfer. (APY= 0.50% for coupon payments) |
Please see a customer service representative for a full disclosure of rates, terms and fees.
APY = Annual Percentage Yield
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