PERSONAL DEPOSIT ACCOUNTS & APPLICATIONS
Personal Account Options | Consumer CIP | Online Banking | Reserve Checking
Visa Check Card | Business Accounts
Personal Account Options
At TheEDGEBANK we offer a variety of Personal Checking and Savings Account options so that you can select the right account to meet your needs.
Personal |
|
Free
Checking |
Traditional
Checking |
Premier
Checking |
Opening Balance |
$50 |
$50 |
$50 |
Monthly
Maintenance Fee |
Free |
< $300 = $5 |
< $500 = $8 |
Check Writing /
Transaction
Limitations |
Unlimited |
Unlimited |
Unlimited |
Statement |
Check Safekeeping |
Image Statement |
Image Statement |
Excess
Transaction Fee |
____ |
____ |
____ |
Interest |
____ |
____ |
Variable |
ATM / Debit Card |
Visa Check Card
or ATM Card |
Visa Check Card
or ATM Card |
Visa Check Card
or ATM Card |
Online Banking /
Bill Payment |
Free Online
Banking / Bill
Payment Available |
Free Online
Banking / Bill
Payment Available |
Free Online
Banking / Bill
Payment Available |
Savings
|
|
Traditional
Savings |
Premier
Savings |
Cash
Management
Savings |
Opening Balance |
$10 |
$50 |
$50 |
Monthly
Maintenance Fee |
< $100 = $2 |
< $1,000 = $5 |
< $5,000 = $10 |
Check Writing /
Transaction
Limitations |
< 6 Withdrawals
per Statement |
< 6 Withdrawals
per Statement |
< 6 Withdrawals
per Statement |
Statement |
Statement |
Statement |
Image Statement |
Excess
Transaction Fee |
$1 per excess
transaction |
$1 per excess
transaction |
$5 per excess
transaction |
Interest |
Variable |
Variable |
Tiered, Variable |
ATM / Debit Card |
ATM |
ATM |
ATM |
Online Banking /
Bill Payment |
FREE Online
Banking |
FREE Online
Banking |
FREE Online
Banking |
Other |
*Monthly Maintenance
Fee waived for
children 18 & under |
|
|
Remote & Convenient Banking Options:
DEBIT & ATM CARDS
We offer a Visa Check Card as well as traditional ATM only cards.
Each card has daily limits for your protection.
ATM/POS aka “Debit Transactions” (Pin Based Transactions):
$500.00 ($110.00 Offline) daily limit
Visa Debit aka “Credit Transactions” (Signature Based Transactions):
$750.00 ($300.00 Offline) daily limit
If one of your cards is lost or stolen call 800-VISA911 immediately.
Click here for more information on Free ATMs
ONLINE BANKING & BILL PAYMENT
With Online Banking from TheEDGEBANK you can:
- Obtain Account Information
- View and print your account statements
- Transfer funds or make a loan payment
- Sign-up for Bill payment and you can even pay your bills online
BANK BY PHONE
Call 618-659-0991 (during banking hours) or call our toll free 24 hour voice response at 877-965-3344 to obtain account information, transfer funds and make a loan payment
| Other Services & Fees: |
| ATM / Debit Card: |
| |
Replacement Card
Other Bank withdrawal
Non-Customer Transaction Fee
|
$5.00
$.50
$2.00 |
| Bookkeeping Services: |
| |
Account Research
Activity Printout
Account Reconciliation
Collection - Incoming
Collection - Outgoing
Legal (Levy, Garnishment, etc.)
Special Statement
Photocopies
Research Copies
Returned Deposited Item |
$25.00 per hour
$2.00
$25.00 per hour
$15 (plus other bank fees)
$15.00
$50.00
$2.00
$.30 per copy
$1.00 per copy
$3.00 |
| Checks & Specialty Items: |
| |
Cashier’s Check
Gift Checks
Money Orders
|
$3.00 ($5 non-customer)
$2.50
$2.00 ($2 non-customer)
|
| Miscellaneous: |
| |
Notary Public |
$2.00 |
| NSF / Overdrafts: |
| |
Stop Payment
Overdraft
Continuous Overdraft per day
Returned Check
Postdated Check |
$20.00
$30.00
$1.00 per day
$30.00
$30.00 |
| Online Services: |
| |
Online Banking
Online Bill Payment |
FREE
FREE |
| Transfers: |
| |
ACH
Telephone Transfer
Wire Transfers - Incoming
Wire Transfers - Outgoing
Wire Transfer - Foreign |
FREE
$1.00
FREE
$20.00
$85.00 |
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