BUSINESS
Business Account Options | Business CIP | Personal Accounts
Business Banking Options
At TheEDGEBANK we offer a variety of Business Banking Options that can be customized to meet the needs of any business.
Business Checking
|
|
Small
Business
Checking |
Business
Checking |
Opening Balance |
$50 |
$50 |
Monthly
Maintenance Fee |
<$500 = $5 |
$7.95 |
Transaction Fees
Per Check
Per Deposit
Per On-Us
Per Foreign Item
|
50 free "items"
> 50 = $.20 per
transaction |
|
Excess
Transaction Fee |
$.20 per excess
transaction |
____ |
Earnings Credit |
____ |
80% of 3 Month
Treasury Bill
Monthly
Average |
Interest |
____ |
____ |
Statement |
Check Safekeeping |
Check Safekeeping
(Cancelled Check Return =
$2.50) |
ATM / Debit Card |
Visa Check Card
|
Visa Check Card
|
Online Banking /
Bill Payment |
Free Online
Banking / Bill
Payment Available |
Free Online
Banking / Bill
Payment Available |
Savings
|
|
Traditional
Savings |
Premier
Savings |
Cash
Management
Savings |
Opening Balance |
$10 |
$50 |
$50 |
Monthly
Maintenance Fee |
< $100 = $2 |
< $1,000 = $5 |
< $5,000 = $10 |
Check Writing /
Transaction
Limitations |
< 6 Withdrawals
per Statement |
< 6 Withdrawals
per Statement |
< 6 Withdrawals per Statement
|
Excess
Transaction Fee |
$1 per excess
transaction |
$1 per excess
transaction |
$5 per excess
transaction |
Earnings Credit |
____ |
____ |
____ |
Interest |
Variable |
Variable |
Tiered, Variable |
Statement |
Statement |
Statement |
Check Safekeeping
(Cancelled Check Return =
$2.50) |
ATM / Debit Card |
____ |
____ |
____ |
Online Banking /
Bill Payment |
FREE Online
Banking |
FREE Online
Banking |
FREE Online
Banking |
BUSINESS DEBIT CARDS
We offer Visa Check Cards on our Business Checking accounts. Each card has daily limits for your protection.
ATM/POS aka “Debit Transactions” (Pin based transactions):
$500.00 ($110.00 Offline) daily limit
Visa Debit aka “Credit Transactions” (Signature based transactions):
$750.00 ($300.00 Offline) daily limit.
If your card should become lost or stolen call 800-VISA911 immediately.
Click here for more information on Free ATMs
SWEEP ACCOUNTS
We have Commercial Sweep Accounts available. To see if this service is right for your business, please see a representative for more details.
ONLINE BANKING & BILL PAYMENT
With Online Banking from TheEDGEBANK you can:
- Obtain Account Information
- View and print your account statements
- Transfer funds or make a loan payment
- Sign-up for Bill payment and you can even pay your bills online
| Other Services & Fees: |
| ATM / Debit Card: |
| |
Replacement Card
Other Bank withdrawal
Non-Customer Transaction Fee
|
$5.00
$.50
$2.00 |
| Bookkeeping Services: |
| |
Account Research
Activity Printout
Account Reconciliation
Collection - Incoming
Collection - Outgoing
Legal (Levy, Garnishment, etc.)
Special Statement
Photocopies
Research Copies
Returned Deposited Item |
$25.00 per hour
$2.00
$25.00 per hour
$15 (plus other bank fees)
$15.00
$50.00
$2.00
$.30 per copy
$1.00 per copy
$3.00 |
| Checks & Specialty Items: |
| |
Cashier’s Check
Gift Checks
Money Orders
|
$3.00 ($5 non-customer)
$2.50
$2.00 ($2 non-customer)
|
| Miscellaneous: |
| |
Notary Public |
$2.00 |
| NSF / Overdrafts: |
| |
Stop Payment
Overdraft
Continuous Overdraft per day
Returned Check
Postdated Check |
$20.00
$30.00
$1.00 per day
$30.00
$30.00 |
| Online Services: |
| |
Online Banking
Online Bill Payment |
FREE
FREE |
| Transfers: |
| |
ACH
Telephone Transfer
Wire Transfers - Incoming
Wire Transfers - Outgoing
Wire Transfer - Foreign |
FREE
$1.00
FREE
$20.00
$85.00 |
|