|
Personal Deposit Accounts |
At TheEDGEBANK we offer a variety of Personal Checking and Savings Account options so that you can select the right account to meet your needs.
Personal Checking Options
Personal Checking
|
| |
Free
Checking |
Traditional
Checking |
Premier
Checking |
| Opening Balance |
$50 |
$50 |
$50 |
| Maintenance Fee |
Free |
< $300 = $5 |
< $500 = $8 |
Check Writing /
Transaction
Limitations |
Unlimited |
Unlimited |
Unlimited |
| Statement |
Check Safekeeping |
Image Statement |
Image Statement |
Excess
Transaction Fee |
____ |
____ |
____ |
| Interest |
____ |
____ |
Variable |
| ATM / Debit Card |
Visa Check Card
or ATM Card |
Visa Check Card
or ATM Card |
Visa Check Card
or ATM Card |
Online Banking /
Bill Payment |
Free Online
Banking / Bill
Payment Available |
Free Online
Banking / Bill
Payment Available |
Free Online
Banking / Bill
Payment Available |
Personal Savings Options
| Personal Savings |
| |
Traditional Savings |
Premier Savings |
Cash Management Savings |
| Opening Balance |
$10 |
$50 |
$50 |
| Monthly Maintenance Fee |
< $100 = $2 |
< $1,000 = $5 |
< $5,000 = $10 |
Check Writing /
Transaction
Limitations |
< 6 Withdrawals
per Statement |
< 6 Withdrawals
per Statement |
< 6 Withdrawals
per Statement |
| Statement |
Statement |
Statement |
Image Statement |
Excess
Transaction Fee |
$1 per excess
transaction |
$1 per excess
transaction |
$5 per excess
transaction |
| Interest |
Variable |
Variable |
Tiered, Variable |
| ATM / Debit Card |
ATM |
ATM |
ATM |
Online Banking /
Bill Payment |
FREE Online
Banking |
FREE Online
Banking |
FREE Online
Banking |
| Other |
*Monthly Maintenance
Fee waived for
children 18 & under |
|
|
Remote & Convenient Banking Options:
DEBIT & ATM CARDS
We offer a Visa Check Card as well as traditional ATM only cards.
Each card has daily limits for your protection.
ATM/POS aka “Debit Transactions” (Pin Based Transactions):
$500.00 ($110.00 Offline) daily limit
Visa Debit aka “Credit Transactions” (Signature Based Transactions):
$750.00 ($300.00 Offline) daily limit
If one of your cards is lost or stolen call 800-VISA911 immediately.
Click here for more information on Free ATMs
Online Banking and Bill Payment
With Online Banking from TheEDGEBANK you can:
- Obtain Account Information
- View and print your account statements
- Transfer funds or make a loan payment
- Sign-up for Bill payment and you can even pay your bills online
Bank by Phone
Call 618-659-0991 (during banking hours) or call our toll free 24 hour voice response at 877-965-3344 to obtain account information, transfer funds and make a loan payment
Other Services and Fees
| ATM / Debit Card: |
| Replacement Card |
$5.00 |
| Other Bank withdrawal |
$.50 |
| Non-Customer Transaction Fee |
$2.00 |
| Bookkeeping Services: |
| Account Research |
$25.00 per hour |
| Activity Printout |
$2.00 |
| Account Reconciliation |
$25.00 per hour |
| Collection - Incoming |
$15 (plus other bank fees) |
| Collection - Outgoing |
$15.00 |
| Legal (Levy, Garnishment, etc.) |
$50.00 |
| Special Statement |
$2.00 |
| Photocopies |
$.30 per copy |
| Research Copies |
$1.00 per copy |
| Returned Deposited Item |
$3.00 |
| Checks & Specialty Items: |
Cashier’s Check
|
$3.00 ($5 non-customer)
|
Gift Checks
|
$2.50
|
| Money Orders |
$2.00 ($2 non-customer) |
| Miscellaneous: |
| Notary Public |
$2.00 |
| NSF / Overdrafts: |
Stop Payment
|
$20.00
|
Overdraft
|
$30.00
|
Continuous Overdraft per day
|
$1.00 per day
|
Returned Check
|
$30.00
|
| Postdated Check |
$30.00 |
| Online Services: |
Online Banking
|
FREE
|
| Online Bill Payment |
FREE |
| Transfers: |
ACH
|
FREE
|
| Telephone Transfer |
$1.00 |
| Wire Transfers - Incoming |
FREE |
| Wire Transfers - Outgoing |
$20.00 |
| Wire Transfer - Foreign |
$85.00 |
|
